JustLend V1
Best for independently tracked protocol
How it rates
- Audit report linked from a public dataset
- TVL of $3,372m recorded independently
- No accounting methodology published at this check
- Single-chain deployment
Each indicator scores 2, 1 or 0. A pillar is the points earned over the points available; the overall score is the weighted sum. Every source below is public — check any of them yourself.
- MetIndependent audit report linked publicly
Audit report linked from the public protocol dataset.
justlend.org/docs/justlend_audit_en.pdf - Met
- MetTracked by an independent analytics platform
Listed with published TVL and history.
defillama.com/protocol/justlend-v1 - Not metAccounting methodology published in the dataset
No methodology published at this check.
defillama.com/protocol/justlend-v1 - PartialApplication reachable at a public address
Published at a documented URL; automated retrieval blocked at this check.
justlend.org/
- PartialApplication reachable without an account
Published at a documented URL; automated retrieval blocked at this check.
justlend.org/ - MetProtocol economics published independently
TVL and change history published.
defillama.com/protocol/justlend-v1 - Not met
- Not met
- PartialNo account required to reach the application
Published at a documented URL; automated retrieval blocked at this check.
justlend.org/
- MetTotal value locked published independently
TVL $3,372m at this check.
defillama.com/protocol/justlend-v1 - Met
- Met
- Not met
- PartialListed on the dataset for over a year
Listing date recorded in the dataset.
defillama.com/protocol/justlend-v1
- MetIndependent analytics page published
Public protocol page with history.
defillama.com/protocol/justlend-v1 - Met
- Met
- Met
- Not met
- PartialApplication reachable
Published at a documented URL; automated retrieval blocked at this check.
justlend.org/ - Met
- Met
- Not met
- Met
TRON's principal money market, holding $3.37bn on a single chain with published audit reports and a concentrated ecosystem structure.
Our assessment
JustLend holds $3.37bn on TRON with two audits and reports linked, making it one of the largest lending markets in this comparison by value. Its structure is what holds the score down rather than its size.
Large, and concentrated
A substantial share of the value in TRON DeFi sits within a small group of closely associated protocols, and governance across that ecosystem is concentrated among few actors. That concentration is a documented characteristic of the network. For a lending market, it means the decisions that determine your risk — listings, parameters, oracle choices — come from a narrow set of participants.
Where the demand comes from
TRON carries very large stablecoin transfer volumes, particularly for cross-border payment flows. Lending demand on the chain reflects that usage rather than the leveraged-trading demand seen elsewhere, which produces a different and in some ways steadier borrower base.
Evidence position
Two audits with linked reports is genuine evidence and is the reason this scores in the sixes rather than lower. The transparency indicators — governance disclosure, parameter documentation and incident history at stable public addresses — are what hold it back.
Who it suits
JustLend fits TRON users who want the chain's principal money market and accept its governance concentration. Users with a choice of chains will find more diffuse governance at Aave, Compound or Morpho.
How rivals compare
Frequently asked
Does this score mean JustLend V1 is safe?
No. It measures what an outsider can verify: linked audits, published methodology and independently recorded market data. Contract risk is not tested by us.
Where do the TVL and audit figures come from?
A public analytics dataset queried at the verification date, plus the audit reports it links. Both are re-runnable by anyone.
Why do some protocols score zero on audits?
Because no audit report is linked in the public record. The indicator records what a user can reach, not a claim that no audit exists.