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Crypto Almanac Daily
H
Lending

HyperLend Pooled

Best for independently tracked protocol

Total value locked:$404m at this checkChains:1Audits recorded:2Audit report linked:YesRubric:v2.0 · verified 9 Aug 2026
Kayla PetersonKayla PetersonDeFi Research Analyst· Last verified August 9, 2026
Confidence ARubric v2.0Verified August 9, 2026
7.6
out of 10
Open account
Scorecard

How it rates

Counterparty & contract risk · 40%8.0
Cost transparency · 15%7.0
Market quality · 15%6.0
Transparency & track record · 20%8.0
Public documentation surface · 10%8.0
Pros
  • Audit report linked from a public dataset
  • TVL of $404m recorded independently
Cons
  • No accounting methodology published at this check
  • Single-chain deployment
How this score was built

Each indicator scores 2, 1 or 0. A pillar is the points earned over the points available; the overall score is the weighted sum. Every source below is public — check any of them yourself.

Counterparty & contract risk · 40% weight8/10 points · 8.0/10
Cost transparency · 15% weight7/10 points · 7.0/10
Market quality · 15% weight6/10 points · 6.0/10
Transparency & track record · 20% weight8/10 points · 8.0/10
Public documentation surface · 10% weight8/10 points · 8.0/10

A lending market holding $404m on a purpose-built high-performance chain, with published audit reports.

Our assessment

HyperLend holds $404m with two audits and reports linked, serving as a money market on a chain designed for high-performance trading. Its position in that ecosystem defines both its opportunity and its risk.

Lending next to a fast derivatives venue

Where a chain's main activity is leveraged trading, lending demand is dominated by traders financing positions. That produces high borrow rates and high utilisation — attractive for lenders — and it means the loan book is correlated with a single activity. When that activity unwinds, borrowing demand and collateral values fall together.

Speed is a liquidation advantage and a cascade risk

Fast finality means liquidations execute promptly, which limits bad debt. It also means a decline propagates through positions within seconds, and correlated collateral held by traders on the same venue can hit its liquidation levels simultaneously. Fast chains do not remove cascade risk; they compress it.

Evidence position

Two audits with linked reports puts it ahead of the unaudited protocols in this comparison. The indicators holding it below the top group are transparency and documentation — parameter and incident disclosure at stable public addresses.

Who it suits

HyperLend fits users active on its chain who want to lend into trading demand and understand the correlation involved. Users wanting diversified lending exposure should use Aave or Morpho.

Alternatives

How rivals compare

ServiceScoreBest for
Compound V39.9audited protocol with published methodologyRead →
Aave V39.9audited protocol with published methodologyRead →
Euler V29.6audited protocol with published methodologyRead →
Fluid Lending9.6audited protocol with published methodologyRead →
Reference

Frequently asked

Does this score mean HyperLend Pooled is safe?

No. It measures what an outsider can verify: linked audits, published methodology and independently recorded market data. Contract risk is not tested by us.

Where do the TVL and audit figures come from?

A public analytics dataset queried at the verification date, plus the audit reports it links. Both are re-runnable by anyone.

Why do some protocols score zero on audits?

Because no audit report is linked in the public record. The indicator records what a user can reach, not a claim that no audit exists.