XDC Network

XDC Network is built for trade finance — the documentation and settlement behind international commerce. Its hybrid architecture allows public verification alongside private transaction data, which is the specific requirement that keeps most enterprises off public chains.

Trade finance is a genuinely broken process

International trade still relies substantially on paper documents, manual verification and multi-day settlement, with a persistent financing gap for smaller businesses. It is one of the clearest cases where digitisation and faster settlement would create measurable value.

Why enterprises need selective privacy

A company will not publish its commercial terms, counterparties and volumes on a public ledger for competitors to read. A hybrid design allows verification without full disclosure, which is the precondition for any enterprise adoption rather than a nice-to-have.

Delegated proof of stake with known validators

Block production sits with elected validators, giving predictable performance and identifiable operators. Enterprises generally prefer knowing who runs the infrastructure over maximal decentralisation, and this design reflects that preference explicitly.

Standards work is the slow part

Trade finance involves banks, insurers, shippers, customs authorities and regulators across jurisdictions. Adoption requires agreement among all of them, which is why progress in this sector is measured in years and why announcements substantially outpace deployments.

What to weigh

A real problem with a design suited to it, in a sector where change is slow and verification of claimed adoption is difficult from outside.