Wirex
Best for documentation-led evaluation
How it rates
- Programme page published at a public address
- No fee documentation found at a conventional public address
- Terms not found at a conventional public address
Each indicator scores 2, 1 or 0. A pillar is the points earned over the points available; the overall score is the weighted sum. Every source below is public — check any of them yourself.
- Met
- Not metTerms and conditions published
Not found at a conventional address at this check.
- Met
- Met
- Met
- Not metFee documentation published at a public address
Not found at a conventional address at this check.
- Not metFee documentation readable without an account
Not established at this check.
- Not metCosts documented alongside the programme
Neither fee nor terms documentation found at this check.
- Not metRates displayed on the fee page
Not available at this check.
- Not metTerms describe charges and liability
Not found at a conventional address at this check.
- Met
- Not metFee or pricing information published
Not found at this check.
- Not metTerms published
Not found at this check.
- Not metSupport or help resource published
Not identified at this check.
- Met
- Met
- Met
- Not metTerms documentation published
Not found at this check.
- Not metSupport channel published
Not identified at this check.
- Not metFee policy published
Not found at this check.
- Met
- Not metFee documentation reachable
Not found.
- Not metTerms reachable
Not found.
- Not metSupport reachable
Not identified.
- Met
A long-running card whose Cryptoback rewards ended in the EEA and Australia on 30 June 2026, continuing in the UK, New Zealand, Hong Kong and Taiwan.
Our assessment
Wirex was one of the first crypto cards and its 2026 story is a contraction. On 30 June 2026 the crypto side of the Classic Wirex App closed in the EEA and Australia — crypto funding, exchange, spending and Cryptoback all stopped there, leaving a fiat card and a push toward Wirex One, whose rates are undisclosed.
What changed, and where it still works
Classic Cryptoback continues in the UK, New Zealand, Hong Kong and Taiwan. For users in the EEA and Australia the product they signed up for no longer exists in the form they chose it. A programme withdrawing a core feature from an entire region is exactly the kind of event a prospective user should weigh, and it is not visible from a rate table.
The rates, while they applied
Cryptoback ran 0.5% to 8% in WXT through X-tras plans: the free Standard plan paid 0.5%, Premium at €9.99 a month raised it to 1%, and Elite at €29.99 a month started at 4% — with the top 8% rate requiring 7.5 million WXT locked for 180 days. ATM withdrawals are free up to a monthly threshold, then 2%.
Where fifteen indicators failed
Terms, fee documentation, published rates and cost documentation were all unreachable at conventional addresses, with FX and top-up fees stated only in-app. For a programme in the middle of a regional restructuring, that opacity compounds: the terms a user needs most are the ones hardest to read.
Who it suits
Wirex still works for UK, New Zealand, Hong Kong and Taiwan users deep enough into WXT to reach the upper tiers. EEA and Australian users need a different card, and should compare Bybit, Bitpanda or Gnosis Pay.
How rivals compare
| Service | Score | Best for | |
|---|---|---|---|
| Crypto.com Visa Card | 9.7 | published card terms and costs | Read → |
Frequently asked
Does this score rate Wirex's rewards?
No. Rewards and cashback change frequently and are not scored. The score reflects what a prospective cardholder can read before applying: programme page, fee documentation and terms.
Why is cost weighted so heavily for cards?
A card is a payment rail. Its conversion spread and fees are the product, so the rubric puts 35% of the weight on whether those are published and readable.
Is regional availability part of the score?
No. Our methodology excludes country availability from scoring entirely. Check the provider's own terms for where the card is offered.