Crypto.com Exchange

Our assessment

Crypto.com's Malta entity was among the first major global platforms to receive a full MiCA licence, in January 2025, and it added a Limited Financial Institutions licence for e-money tokens in February 2026. Its documentation is the most openly accessible of any venue we checked. Its reserve reporting is the part we could evidence least.

Regulatory position stated clearly

Both licences are announced on the company's own domain with the regulator named, and its status is independently listed among MiCA-authorised platforms. That combination — a company page plus corroboration in an independent record — is exactly what our transparency pillar is built to reward, and most venues in this table cannot produce both.

The most readable documentation here

Fee schedule, reserve page, help centre, API documentation and terms all resolved cleanly to automated checks without an account. That sounds unremarkable until you notice how rare it is: roughly a third of the venues in this comparison block automated access to at least some of those pages, and several block all of them.

Where the evidence thins

A proof-of-reserves page is published, but we could not establish a per-account verification mechanism or a documented publication cadence from public sources. Those indicators score partial rather than met. For a custodial venue this is the heaviest pillar in the rubric, and it is the main reason the score sits below platforms with weaker regulatory positions but stronger reserve programmes.

Who it suits

Crypto.com Exchange fits readers who want a licensed EU counterparty with genuinely open documentation, particularly those moving from its consumer app to the exchange product. Readers who want per-account reserve verification will find it at Kraken, Binance, OKX or Bitget.