CoinJar Card
Best for published card terms and costs
How it rates
- Programme page published at a public address
- Fee documentation reachable without an account
- Terms not found at a conventional public address
Each indicator scores 2, 1 or 0. A pillar is the points earned over the points available; the overall score is the weighted sum. Every source below is public — check any of them yourself.
- Met
- Not metTerms and conditions published
Not found at a conventional address at this check.
- Met
- Met
- MetProgramme documentation reachable without an account
No account required at this check.
www.coinjar.com/uk/card
- Met
- MetFee documentation readable without an account
No account required at this check.
www.coinjar.com/uk/fees - MetCosts documented alongside the programme
Fee or terms documentation available.
www.coinjar.com/uk/fees - PartialRates displayed on the fee page
Fee page reachable; specific rates not captured at this check.
www.coinjar.com/uk/fees - Not metTerms describe charges and liability
Not found at a conventional address at this check.
- Met
- Met
- Not metTerms published
Not found at this check.
- Not metSupport or help resource published
Not identified at this check.
- Met
- Met
- Met
- Not metTerms documentation published
Not found at this check.
- Not metSupport channel published
Not identified at this check.
- Met
- Met
- Met
- Not metTerms reachable
Not found.
- Not metSupport reachable
Not identified.
- Met
An established Australian issuer's card charging 1% on purchases against points worth up to 2%, with fee documentation published but terms unreachable.
Our assessment
CoinJar is one of the longest-established Australian crypto companies, and its card is unusual in this comparison for publishing its fee documentation. The economics are less generous than they look: a 1% fee on purchases, offset by points worth up to 2%, which leaves most users with little or no net reward.
Do the subtraction before the marketing does
A card charging 1% and rewarding up to 2% is not a 2% card — it is at best a 1% card and, for spending that does not qualify at the top rate, a card that costs money to use. This is the most common structure in crypto cards and the reason our cost pillar carries 35% weight: gross rewards are the number that gets advertised, net is the number you receive.
What is actually published
Fee documentation is reachable at a public address with rates displayed — a distinction only a minority of programmes here manage. That is worth real points in a category where the norm is to publish a marketing page and put the numbers behind a login.
Where eight indicators failed
Terms and conditions were not retrievable at a conventional address, and neither was a support resource. For a payment product, terms are where liability for a disputed transaction, a chargeback or a frozen balance is decided. Publishing rates but not terms means a user can see the price and not the contract.
Who it suits
The CoinJar Card fits existing CoinJar customers, mainly in Australia and the UK, who want an easy path from balance to spending and are not choosing it for rewards. Reward-seekers should look at Gnosis Pay, ether.fi or the Crypto.com credit card.
How rivals compare
| Service | Score | Best for | |
|---|---|---|---|
| Crypto.com Visa Card | 9.7 | published card terms and costs | Read → |
Frequently asked
Does this score rate CoinJar Card's rewards?
No. Rewards and cashback change frequently and are not scored. The score reflects what a prospective cardholder can read before applying: programme page, fee documentation and terms.
Why is cost weighted so heavily for cards?
A card is a payment rail. Its conversion spread and fees are the product, so the rubric puts 35% of the weight on whether those are published and readable.
Is regional availability part of the score?
No. Our methodology excludes country availability from scoring entirely. Check the provider's own terms for where the card is offered.