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Defi Protocols

BlackRock BUIDL

Best for independently tracked protocol

Value locked:$3,514m at this checkChains:8Audits recorded:0Audit report linked:Not foundRubric:v2.0 · verified 9 Aug 2026
Kayla PetersonKayla PetersonDeFi Research Analyst· Last verified August 9, 2026
Confidence ARubric v2.0Verified August 9, 2026
6.3
out of 10
Open account
Scorecard

How it rates

Counterparty & contract risk · 35%4.0
Cost transparency · 15%7.0
Market quality · 20%10.0
Transparency & track record · 20%6.0
Public documentation surface · 10%6.0
Pros
  • $3,514m recorded independently
Cons
  • No audit report linked in the public dataset at this check
  • No accounting methodology published at this check
How this score was built

Each indicator scores 2, 1 or 0. A pillar is the points earned over the points available; the overall score is the weighted sum. Every source below is public — check any of them yourself.

Counterparty & contract risk · 35% weight4/10 points · 4.0/10
Cost transparency · 15% weight7/10 points · 7.0/10
Market quality · 20% weight10/10 points · 10.0/10
Transparency & track record · 20% weight6/10 points · 6.0/10
Public documentation surface · 10% weight6/10 points · 6.0/10

A tokenised treasury fund from the world's largest asset manager, holding $3.51bn across eight chains under permissioned access rules.

Our assessment

BUIDL holds $3.51bn across eight chains. Assessed as a fund it is exceptional; assessed as a DeFi protocol — which is what this comparison does — it scores 6.3, and the gap is instructive.

Our rubric asks DeFi questions

We check for published audits, on-chain verifiability, documented mechanics and open access. BUIDL is a regulated fund: its assurance comes from securities law, an auditor and a custodian rather than from contracts anyone can inspect. Those are strong controls answering a different set of questions from the ones we ask.

Permissioned access is the structural difference

Only qualified investors can hold it, transfers are restricted to approved addresses, and the token cannot circulate freely. That is required by the regulatory structure and it means the composability that makes DeFi assets useful is largely absent. It is a fund share that settles on a blockchain, which is a genuine innovation and not a DeFi primitive.

What its presence signals

The world's largest asset manager issuing a tokenised fund at this scale is the clearest evidence that on-chain settlement is being adopted by mainstream finance. That matters more for the sector's direction than the score does.

Who it suits

BUIDL fits qualified investors and institutions wanting treasury exposure with on-chain settlement. Retail users and DeFi participants should look at Ondo, which is designed to be composable.

Alternatives

How rivals compare

ServiceScoreBest for
Ondo Yield Assets9.3audited protocol with published methodologyRead →
Sky Lending9.3audited protocol with published methodologyRead →
Reference

Frequently asked

Does this score mean BlackRock BUIDL is safe?

No. It measures what an outsider can verify: linked audits, published methodology and independently recorded data. Contract and custody risk are not tested by us.

Where do these figures come from?

A public analytics dataset queried at the verification date, plus the audit reports it links. Anyone can re-run the query.

Why do some protocols score zero on audits?

Because no audit report is linked in the public record. It records what a user can reach, not a claim that no audit exists.