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Exchanges

Binance.US

Best for US-regulated access under state money transmitter licensing

Federal registration:FinCEN money services businessState licensing:Money transmitter licences in most states; licence list publishedNot licensed in:New York, Texas, Hawaii, Vermont as of early 2026Independent trust score:9 — rank 13Rubric:v2.0 · verified 9 Aug 2026
Last verified August 9, 2026
Confidence ARubric v2.0Verified August 9, 2026
5.5
out of 10
Open account
Scorecard

How it rates

Counterparty & custody risk · 35%5.0
Cost transparency · 20%6.0
Market quality · 20%4.0
Transparency & track record · 15%7.0
Public documentation surface · 10%7.0
Pros
  • Publishes its state licence list on its own help centre
  • Federally registered with FinCEN as a money services business
  • Operates under a separate US entity with its own licensing
Cons
  • Trading volume is the smallest in this comparison by a wide margin
  • Fee and legal pages block automated verification
  • Reserve verification mechanism not established at this check
How this score was built

Each indicator scores 2, 1 or 0. A pillar is the points earned over the points available; the overall score is the weighted sum. Every source below is public — check any of them yourself.

Counterparty & custody risk · 35% weight5/10 points · 5.0/10
Cost transparency · 20% weight6/10 points · 6.0/10
  • Met
    Fee page at a documented public URL

    Documented public location.

    www.binance.us/fees
  • Partial
    Entry-tier maker and taker rates displayed

    Automated access blocked at this check.

    www.binance.us/fees
  • Partial
    Volume tiers with thresholds displayed

    Not machine-readable at this check.

    www.binance.us/fees
  • Partial
    Deposit and withdrawal costs addressed

    Not captured at this check.

    www.binance.us/fees
  • Partial
    Fee documentation readable without an account

    Public URL; automated access blocked.

    www.binance.us/fees
Market quality · 20% weight4/10 points · 4.0/10
Transparency & track record · 15% weight7/10 points · 7.0/10
Public documentation surface · 10% weight7/10 points · 7.0/10

Binance.US operates as BAM Trading Services, registered with FinCEN as a money services business and licensed as a money transmitter in most states, with a published licence list. Its trading volume is by far the smallest in this comparison, which is what the market-quality pillar registers.

Our assessment

Binance.US is a separate US entity, BAM Trading Services, registered with FinCEN as a money services business and holding money transmitter licences across most states. It publishes that licence list in its own help centre. Its trading volume is a small fraction of every other venue here, and that is what the market-quality pillar measures.

Licensing published, not implied

The licence list is the strongest thing on this page. A US venue publishing which state authorisations it holds, in a document anyone can open, is doing more than most venues in this comparison — several of which do not name their operating entity at all. State coverage is not universal: as of early 2026 it did not operate in New York, Texas, Hawaii or Vermont.

Volume is the constraint

Independent data records 24-hour volume roughly three orders of magnitude below the group leader and far below our threshold. For a reader that is not an abstraction: thinner books mean wider spreads and more slippage on any order of size, which can easily cost more than the fee difference between venues.

Verification gaps

Fee and legal pages blocked automated retrieval, and we could not establish an entity-level reserve verification mechanism — group-level attestations were reported, but this is a separate company and the rubric scores it as one. Those gaps, plus volume, put it at the bottom of the table.

Who it suits

Binance.US fits US readers who specifically want a state-licensed domestic venue and trade in modest size where depth matters less. Anyone trading size, or wanting reserve verification, should compare against Kraken and Coinbase, which serve the same market with far deeper books.

Alternatives

How rivals compare

ServiceScoreBest for
Binance9.7lowest published spot fees, outside the EURead →
Kraken9.7verifiable reserves and EU authorisationRead →
Reference

Frequently asked

Is Binance.US the same company as Binance?

It is a separate US entity, BAM Trading Services, with its own registrations and licensing. The rubric scores it separately.

Which regulators cover Binance.US?

It is registered with FinCEN as a money services business and holds state money transmitter licences, listed publicly in its help centre.

Why does Binance.US score lower on market quality?

Independent data puts its 24-hour volume far below our 3,000 BTC threshold and outside the top-five trust ranking.